Effective Date: 17/02/2026

Lotus Insurance Group LLC (“Company,” “we,” “our,” or “us”) is a licensed insurance agency in the State of Colorado. We are committed to protecting your personal information and complying with applicable federal and Colorado privacy laws.

This Privacy Policy applies to information collected through:

www.lotusinsurancegrp.com

Phone: 303.747.6712
Email: info@lotusinsurancegrp.com

This website utilizes EZLynx as our CRM platform and is connected to a GoDaddy domain.

 

1. Information We Collect

We may collect the following categories of personal information:

• Full name
• Business name
• Email address
• Phone number
• Mailing address
• Date of birth (if required for underwriting)
• Driver or vehicle information
• Business operational details
• Payroll and revenue information
• Loss history
• Policy and claims information
• IP address and device information
• Website usage data via cookies

For quoting and underwriting purposes, we may collect:

• Payroll information
• Revenue
• Business operations descriptions
• Vehicle information
• Loss history

• IP address
• Browser type
• Device data
• Cookies
• Website analytics

We use information to:

• Provide insurance quotes
• Submit applications to carriers
• Service policies
• Process endorsements and renewals
• Respond to inquiries
• Comply with regulatory obligations
• Improve website performance

We do not sell or rent personal information.

We may share information with:

• Insurance carriers for underwriting
• EZLynx CRM platform
• Payment processors
• Government agencies when legally required

All sharing is limited to business purposes.

By opting into SMS from a web form, quote request form, policy application, customer service interaction, or by replying affirmatively to a confirmation message, you agree to receive SMS messages from:

 

 

Lotus Insurance Group LLC
303.747.6712
https://www.lotusinsurancegrp.com

If you initiate contact via SMS, you consent to receive responses related to your inquiry.

SMS messages may include:

• Insurance quote follow-ups
• Policy application updates
• Account notifications
• Renewal reminders
• Billing notifications
• Certificate of insurance confirmations
• Appointment scheduling
• Customer care messages
• Risk review follow-ups
• Limited promotional or marketing communications

Messaging frequency may vary. Message and data rates may apply. To opt out at any time, reply STOP to any message. After sending STOP, you will receive a confirmation message and no further SMS messages will be sent unless you re-enroll. For assistance, reply HELP to any message, visit: https://www.lotusinsurancegrp.com/ or call 303.747.6712.

Consent to receive SMS messages is not a condition of purchasing insurance products or services. For more information, visit our Privacy Policy and Terms of Service at: https://www.lotusinsurancegrp.com/privacy-policy.html#privacy-jump

SMS consent is not shared to third parties.

5. Colorado Privacy Rights

Colorado residents may request:

• Access to collected personal data
• Correction of inaccurate information
• Deletion (where legally permitted)

Submit requests to: info@lotusinsurancegrp.com

We use reasonable administrative, technical, and physical safeguards including:

• Secure EZLynx CRM systems
• Encrypted communications where available
• Access controls
• No system guarantees absolute security.

Our services are intended for individuals 18 years or older.

We may revise this policy periodically. Changes will be posted here.

Contact
Lotus Insurance Group LLC
Denver, Colorado
303.747.6712
info@lotusinsurancegrp.com
www.lotusinsurancegrp.com

 

Effective Date: 17/02/2026

By accessing this website, you agree to the following terms.

Information submitted through this website does NOT:

• Bind insurance coverage
• Guarantee policy issuance
• Replace a signed application
• Coverage is only effective upon written confirmation from the insurance carrier.

Lotus Insurance Group LLC is a licensed insurance agency in the State of Colorado.

We act as an agent or broker representing insurance carriers. We do not underwrite policies directly.

Policy terms are governed solely by the issuing carrier.

While we strive for accuracy, we are not liable for:

• Inaccurate information provided by users
• Carrier underwriting decisions
• Coverage gaps caused by failure to disclose material information
• Clients are responsible for reviewing policies upon issuance.

Content on this website is for informational purposes only and does not constitute legal, tax, or financial advice.

All website content, branding, and materials are property of Lotus Insurance Group LLC and may not be reproduced without permission.

We are not liable for:

• Indirect damages
• Website interruptions
• Third-party system failures
• Cyber incidents beyond reasonable control

Governed by Colorado law.

Disputes shall be resolved in Colorado courts.

 

Effective Date: 17/022026

Lotus Insurance Group LLC is committed to ensuring digital accessibility for all users, including individuals with disabilities. We are continually improving the user experience for everyone and applying relevant accessibility standards.

We strive to ensure that our website, www.lotusinsurancegrp.com, is accessible and usable by individuals with diverse abilities.

Our goal is to conform, where reasonably possible, to the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA standards, developed by the World Wide Web Consortium (W3C).

Our website may include:

• Logical heading structure
• Keyboard navigability
• Alternative text for images
• Readable font sizing and contrast
• Responsive mobile design
• Accessible forms where technically feasible

We aim to design content that is perceivable, operable, understandable, and robust.

Accessibility is an ongoing effort. We regularly review our website and work with our website providers and third-party platforms, including EZLynx and our hosting providers, to improve usability.

Because portions of our website may rely on third-party tools or embedded systems, full accessibility compliance may depend on those providers.

If you experience difficulty accessing any part of our website or need information in an alternative format, please contact us:

303.747.6712
info@lotusinsurancegrp.com

We will make reasonable efforts to provide requested information in an accessible format.

If you are unable to access information online, our team is available by phone and email to assist you directly with:

• Quote requests
• Policy servicing
• Certificates of insurance
• Coverage reviews

While we strive to adhere to accessibility standards, we cannot guarantee that every page will meet all accessibility guidelines at all times. We are committed to addressing accessibility barriers in a timely manner upon notification.

Lotus Insurance Group LLC complies with applicable provisions of the Americans with Disabilities Act (ADA) and related Colorado accessibility laws.

 

The information contained on this website is for general informational purposes only and does not constitute an insurance binder, contract, coverage guarantee, or professional advice.

Submitting a request for a quote, policy change, certificate of insurance, or coverage review through this website does NOT:

• Bind coverage
• Guarantee issuance
• Confirm policy changes
• Replace written confirmation from the insurance carrier

Insurance coverage is only effective upon written confirmation issued by the insurance carrier or authorized representative.

Policy descriptions are summaries only and may not include all exclusions, limitations, conditions, or endorsements.

Clients are responsible for reviewing all issued policies to ensure requested coverage is in place.

To reduce exposure under Errors & Omissions standards, include this:

Lotus Insurance Group LLC relies on the information provided by applicants and insureds when procuring coverage. Failure to provide accurate, complete, and timely information may impact coverage eligibility or claims.

Clients are responsible for:

• Reviewing applications before submission
• Reviewing policy documents upon issuance
• Notifying us immediately of discrepancies
• Reporting material changes in operations

We are not responsible for coverage gaps resulting from undisclosed or inaccurate information.

While we utilize secure systems including EZLynx CRM and industry-standard security measures, no electronic transmission or storage system is guaranteed to be 100% secure.

Lotus Insurance Group LLC is not liable for unauthorized access resulting from circumstances beyond reasonable control, including but not limited to:

• Third-party platform breaches
• Carrier system vulnerabilities
• Internet infrastructure failures
• Cyber attacks

In the event of a known breach affecting personal data, we will comply with applicable Colorado data breach notification laws.

 

Lotus Insurance Group LLC operates in compliance with the Colorado Division of Insurance.

Insurance products are subject to:

• Underwriting approval
• Carrier guidelines
• State regulations
• Policy terms and exclusions

If you have a complaint regarding our services, you may contact:

Colorado Division of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: 303-894-7490

Commercial insurance policies are customized and may include complex endorsements and exclusions.

Examples of coverage types described on this website, including but not limited to:

• General Liability
• Commercial Property
• Workers Compensation
• Commercial Auto
• Professional Liability
• Specialty or industry-specific policies

are provided as general overviews only.

Actual coverage is determined by the issued policy.

By submitting information through www.lotusinsurancegrp.com, you consent to receive:

• Electronic disclosures
• Policy documents
• Communications
• Renewal notices

You may request paper copies at any time by contacting:

303.747.6712
info@lotusinsurancegrp.com

You agree that Lotus Insurance Group LLC may contact you using:

• Manual calls
• Automated dialing systems
• SMS text messages
• Email communications

Consent is not a condition of purchase. You may opt out at any time.

All disputes shall be governed by the laws of the State of Colorado. Venue shall be in the appropriate Colorado court.

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